Privacy Policy

McBride Insurance Exchange, Inc. is committed to protecting your privacy and providing you with a safe online experience. This Statement of Privacy applies to the McBride Insurance Exchange, Inc. Web site and governs data collection and usage. By using the McBride Insurance Exchange, Inc. website, you consent to the data practices described in this statement.

COLLECTION OF YOUR PERSONAL INFORMATION

McBride Insurance Exchange, Inc. collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number, financial, billing and medical information. McBride Insurance Exchange, Inc. also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

We are required by law to maintain the privacy of protected health information (PHI) and to provide you with this notice of our legal duties and privacy practices with respect to protected health information. McBride Insurance Exchange, Inc. is required by law to abide by the terms of this Notice.

HOW YOUR PROTECTED HEALTH INFORMATION (PHI) INFORMATION WILL BE USED AND DISCLOSED

McBride Insurance Exchange, Inc. will ONLY use your medical information as part of rendering our Prescription Assistance Program (PAP) services as defifined in the McBride Insurance Exchange, Inc. terms and conditions. Furthermore McBride Insurance Exchange, Inc. will disclose your personal information which may include your PHI, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on McBride Insurance Exchange, Inc. or the site; (b) protect and defend the rights or property of McBride Insurance Exchange, Inc.; and, (c) act under exigent circumstances to protect the personal safety of users of McBride Insurance Exchange, Inc., or the public.

There is also information about your computer hardware and software that is automatically collected by McBride Insurance Exchange, Inc.. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by McBride Insurance Exchange, Inc. for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the McBride Insurance Exchange, Inc. Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through McBride Insurance Exchange, Inc. public message boards, this information may be collected and used by others. Note: McBride Insurance Exchange, Inc. does not read any of your private online communications.

McBride Insurance Exchange, Inc. encourages you to review the privacy statements of Web sites you choose to link to from McBride Insurance Exchange, Inc. so that you can understand how those Web sites collect, use and share your information. McBride Insurance Exchange, Inc. is not responsible for the privacy statements or other content on Web sites outside of the McBride Insurance Exchange, Inc. and McBride Insurance Exchange, Inc. family of Web sites.

USE OF YOUR PERSONAL INFORMATION

McBride Insurance Exchange, Inc. collects and uses your personal information to operate the McBride Insurance Exchange, Inc. Web site and deliver the services you have requested. McBride Insurance Exchange, Inc. may also use your personally identifiable information to inform you of other products or services available from McBride Insurance Exchange, Inc. and its affiliates. McBride Insurance Exchange, Inc. may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

McBride Insurance Exchange, Inc. does not sell, rent or lease its customer lists to third parties. McBride Insurance Exchange, Inc. may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number, PHI) is not transferred to the third party. In addition, McBride Insurance Exchange, Inc. may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to McBride Insurance Exchange, Inc., and they are required to maintain the confifidentiality of your information.

McBride Insurance Exchange, Inc. does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

McBride Insurance Exchange, Inc. may keep track of the Web sites and pages our customers visit within McBride Insurance Exchange, Inc., in order to determine what McBride Insurance Exchange, Inc. services are the most popular. This data is used to deliver customized content and advertising within McBride Insurance Exchange, Inc. to customers whose behavior indicates that they are interested in a particular subject area.

USE OF COOKIES

The McBride Insurance Exchange, Inc. Web site may utilize "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize McBride Insurance Exchange, Inc. pages, or register with McBride Insurance Exchange, Inc. site or services, a cookie helps McBride Insurance Exchange, Inc. to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same McBride Insurance Exchange, Inc. Web site, the information you previously provided can be retrieved, so you can easily use the McBride Insurance Exchange, Inc. features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the McBride Insurance Exchange, Inc. services or Web sites you visit.

SECURITY OF YOUR PERSONAL INFORMATION

McBride Insurance Exchange, Inc. secures your personal information from unauthorized access, use or disclosure. McBride Insurance Exchange, Inc. secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure.

Use of this Site or any products or services of McBride Insurance Exchange, Inc. and all contents of any McBride Insurance Exchange, Inc. site are at your own risk. In no event shall McBride Insurance Exchange, Inc., its affiffiliates, associates, partners or officers, directors, employees, vendors or members be liable for any damages, including but not limited to incidental or consequential damages, personal injury, wrongful death, lost profits, damages resulting from lost data or information caused by use or misuse of this Site or the content thereof.

CHANGES TO THIS STATEMENT

McBride Insurance Exchange, Inc. will occasionally update this Statement of Privacy to reflect company and customer feedback. McBride Insurance Exchange, Inc. encourages you to periodically review this Statement to be informed of how McBride Insurance Exchange, Inc. is protecting your information. McBride Insurance Exchange, Inc. reserves the right to change this privacy policy and any terms on this Site without notice, at any time, in its sole discretion.